Modern Australian
The Times Real Estate

.

No More Limits to Dreaming Big - uFinance Unveils New Student Loan Option for Hong Kong Tertiary Students

HONG KONG SAR - Media OutReach Newswire - 6 March 2025 - Hong Kong tertiary students are eager to seize their youth and chase bold dreams—whether it's studying abroad on an exchange program, mastering new skills, or launching a startup to earn their first fortune.

Yet, financial constraints often force many to hesitate, unwilling to burden their families, leaving them torn between dreams and reality. To ease the financial pressures of college life, uFinance, the Hong Kong student loan platform, introduces a tailored loan service for students, making borrowing simple and stress-free. Unlike traditional banks and financial institutions, uFinance prioritizes student privacy and offers a worry-free loan experience. For those struggling with tuition fees, uFinance University Student Tuition Loan comes with Hong Kong's first-ever "Lowest Interest Rate Guarantee," empowering students to tackle financial challenges with ease.

uFinance Safeguards Privacy: Student Loan Records Kept Strictly Confidential

Many tertiary students worry about personal data leaks when applying for loans. uFinance understands these concerns and, with over 20,000 student loan applications processed, pledges never to disclose applicants' details or loan records to schools or third parties. Unless under exceptional circumstances, no letters will be mailed—communication is handled entirely by phone, ensuring a discreet borrowing process and peace of mind for students.

Borrowing Made Easy: uFinance Offers Fully Online Applications

For first-time borrowers, asking for a loan can feel daunting, and complicated procedures often deter students from pursuing their dreams. uFinance student loan breaks the mold with a fully online application process—no face-to-face meetings required. Simply fill out the online form and upload the necessary documents to kickstart your student loan application. Our customer service team will reach out via phone to handle approval and identity verification. Once approved, students can sign contracts and receive funds online, resolving financial woes quickly and conveniently.

True Low-Interest University Tuition Fee Loans with Hong Kong's First "Lowest Interest Rate Guarantee"

When applying for Grant Loan/Non Means and other government subsidies, students often face lengthy processes, missing tuition deadlines and incurring penalties. To address this, uFinance offers an exclusive University Tuition Fee Loans that deposits funds directly into school accounts upon approval, bypassing unnecessary delays. Featuring Hong Kong's pioneering "Lowest Interest Rate Guarantee," this loan boasts a market-leading annual percentage rate of just 6%. Students can borrow up to $21,050 per semester, with flexible repayment terms from 6 to 48 months. After receiving government aid, borrowers can settle the balance anytime without extra fees, offering unmatched flexibility.

Student Loan Information Platform - Preparing Students for Social Challenges

In addition to relieving students of financial burdens during their studies, uFinance hopes that students can obtain more helpful information for their life planning on the platform, such as internship job vacancies, living encyclopedias, and financial information. uFinance believes that the few years of undergraduate life have a significant impact on the future development of students. Therefore, it hopes that students can equip themselves well before entering society to meet future challenges. Also, uFinance will also cooperate with different businesses to provide students with exclusive discounts, so the tertiary students can develop financial management habits during their studies.

Hashtag: #uFinance #StudentLoan #學生貸款 #香港學生貸款




The issuer is solely responsible for the content of this announcement.

About uFinance

uFinance Hong Kong Limited ("uFinance") was established in 2018 to provide the most suitable financial support for tertiary students in Hong Kong, enabling them to manage their own finances and take advantage of every learning opportunity. Compared to traditional financial institutions, uFinance does not require income proof as an approval criterion, nor does it require students to provide proof of address. Students are required to upload 2 documents (ID card and student card) to apply for the offered by uFinance. Since its inception, uFinance has served more than 20,000 students and has worked with over 200 societies from tertiary institutions.

Beyond financial support, uFinance also provides a one-stop information platform for tertiary students, including information on job hunting, internships, sponsorship and further studies, so that they can have a solid foundation to face different challenges before starting their careers. uFinance, Right After You!

For more information, please visit the uFinance website:

Slowing Down in Nature: My Experience on Orchid Classic Cruise in Lan Ha Bay

Why Orchid Classic is a Top Choice for Lan Ha Bay Lan Ha Bay, a hidden gem adjacent to the more famous Ha Long Bay, offers travelers a quieter and ...

Your Next Travel Essential? Why Aussies Love Lightweight Electric Wheelchairs

Planning for a trip or just getting around town? A lightweight electric wheelchair could be your perfect travel mate. Whether it’s a stroll throug...

Australian Study Woes – What is a Confirmation of Enrolment?

Recent changes to Australian study visas are altering the landscape for international students who want to learn and work on our shores.  To secur...

Metal lockers vs. wooden lockers: which is better?

Lockers—the ultimate background hero of the workplace. They might not have the flashiness of that overpriced espresso machine in the break room, b...

Invisalign Treatment: What Your Dentist Wants You to Know

When straightening the teeth, out-of-date metal braces are no longer the only option. Nowadays, Invisalign is among the most highly sought-after alt...

The Best Nail Art for Short Nails

Short nails often get overlooked in the world of nail art, but they’re actually the perfect canvas for stylish, sophisticated designs. Whether you...

How Much Does a Skip Bin Cost? Skip Bin Prices, Sizes & What Influences the Price

Regardless of whether you're renovating a house. You are tidying up your backyard, or running a construction site. Chances are you'll require a skip...

Panoramic Elevators: Combining Functionality with Aesthetic Appeal

In the evolving world of building design, the demand for architectural features that are both practical and visually striking continues to rise. One...

No Dig, No Drama: Sydney Pipe Relining Explained

You know that feeling when water starts pooling where it shouldn't? Or received a quote for pipe repairs that made your eyes water? Let's chat about...

The SEO Benefits of AI-Optimized Landing Pages: Smarter Metadata, Faster Load Times

Landing pages are integral to the conversion funnel in digital marketing. Yet, when SEO works well to drive traffic to the landing page, it's just a...

How to Reduce Turbo Lag with an Upgraded Mazda BT-50 Exhaust System

Are you struggling with turbo lag affecting your driving experience?  Did you know upgrading your Mazda BT-50 exhaust system could be the key to u...

How to Segment Email Lists Based on Content Engagement (Not Just Demographics)

Email segmentation generally refers to age, location, gender demographic, and conventional elements. While this could be helpful information, it doe...

6 Qualities to Look for in Local Caravan Dealers

If you're searching for reliable caravan dealers in Campbellfield, it's essential to choose a dealer that offers quality products, excellent custome...

How to Repair a Faema Coffee Machine: A Practical Guide for Coffee Lovers

Introduction If you’re the proud owner of a Faema coffee machine, you already know that it’s more than just a kitchen appliance — it’s a vi...

Smart Health Decisions in Your 30s, 40s, and 50s: The Ultimate Prevention Guide

Making informed health decisions becomes increasingly important as we navigate through different life stages. What may have seemed unimportant in our ...

Sydney’s Electricians Helping Cut Business Costs

Running a business in Sydney isn’t cheap. Between rent, wages, equipment, insurance, and endless operational costs, it’s no wonder business owne...

Can Air Conditioning Help with Allergies and Asthma?

Living with allergies or asthma can make everyday environments feel challenging—especially during certain seasons or in homes where dust, pollen, ...

A Fast Charging Power Bank and Wireless Power Bank: The Future of Power Bank Technology

As the use of mobile devices grows, so does the demand for better, more efficient, faster, and more imaginative methods to power them. Previously re...