Modern Australian Magazine
Men's Weekly

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Australian Classic Literature Enjoys Resurgence

Welcome back to the good old days of storytelling! As the modern world becomes increasingly more demanding, returning to childhood favourites offers...

Building a Governance Model for Headless Content Management at Scale

Image by pch.vector on Freepik There's never been a better time to implement a headless content management system (CMS) to gain the flexibility and ...

Understanding Trade Insurance: Essential Protection for Businesses

Image by Drazen Zigic on Freepik In the current economic environment, trade insurance is an important element for companies trading both locally an...

Choosing the Right Timber for External Cladding

Timber cladding is one of those finishes that pulls double duty: it makes a building look warm and welcoming, and it quietly shields the frame from ...

Top Services Offered by Diesel Mechanics in Brisbane

Keeping a diesel vehicle running at its best takes more than the occasional oil change. When you invest in regular specialist care, you protect the ...

Top 5 Benefits of Hiring Professional House Removalists

Moving day should feel like the start of a new adventure, not the end of your patience. Yet once the settlement papers are signed and the champagne ...

Navigating the Digital Landscape: Managed IT Solutions and IT Services in Townsville

As technology advances at an unprecedented pace, companies must adapt to embrace the transformation ahead. With an evolving technology landscape, mana...

Types of Catering You Should Consider for Your Next Event

Choosing the right type of catering service can elevate your event from ordinary to unforgettable. Whether it’s an elegant wedding, corporate func...

Understanding the Benefits of Split System Installation for Your Home

Climate control is essential to maintaining comfort in your home, especially during the extreme temperatures that many regions face. Whether you’r...

Best Aluminium Window Sliding Designs for Natural Light and Airflow

Bringing natural light and airflow into a space is one of the most efficient ways to create a healthy and comfortable home. In Sydney and across Aus...

Maximising Operational Efficiency: Electric Winch Hire Australia and Hydraulic Power Pack Hire Solutions

Image by jcomp on Freepik From urban construction sites and remote mining operations to coastal maritime facilities, specialised equipment solutio...

Navigating the System: Your Guide to Support Finding Work with a Disability Around Melbourne

Image by freepik Finding the right job can be a challenge for anyone, but it can feel particularly daunting when you're also navigating life with a ...

Top Tips for Insuring Your Motorhome RV the Right Way


Owning an RV is exciting because this vehicle, unlike other large vehicles, offers more facilities. RV vans are used by travelers and campers when exploring different locations because of the benefits the vehicle provides. A standard RV offers sleeping space, a kitchen, and a bathroom making it an excellent means of saving cost.

The RV is an ideal vehicle for families going on vacations or camping to save costs. It provides an avenue of transportation, eliminating transport fares and a place to reside and relax, eliminating the cost of hotels. Professionals like tourist guides also use this vehicle as a source of income; thus, it is considered an investment.

However, an investment like this needs to be protected because it is liable to any form of hazards like accidents. The standard form of protection for these vehicles is liability insurance, but it is essential to know how to insure properly insure such large vehicles. This article will highlight how to insure an RV or Campervan properly.

Factors to Consider When Insuring an RV or Campervan

Here are some factors determining if an RV or Campervan is eligible for insurance. They include the following:

  1. Driving history: This contains details of the years of driving experience, the number of accidents and reports of reckless driving the individual has experienced, traffic citations, and more.

  2. RV’s Age: This takes into account the RV’s age and if it has been involved in any accidents, and if it is in good working condition.

  3. The RV’s purpose: This considers what the vehicle is meant for. Does the owner intend to use the vehicle for full-time living, part-time living, or short trips?

  4. Driving course: Has the driver taken a course in driving an RV? If yes, what was the course score?

  5. Insurance bundles: There are various types of insurance bundles. This aims to know what the insurance covers if combined, like homeowners insurance, auto insurance, and belongings.

  6. RV Type: There are different types of RVs

Tips for Correctly Insuring an RV or Campervan

  1. The reason for the insurance: This involves defining why the vehicle owner wants it insured. Insuring a vehicle can either be optional or mandatory. It is optional when the state has no RV insurance laws and when the vehicle is not drivable. However, it is mandatory when the state has RV insurance laws, the RV is a rental, and if the RV is drivable.

  2. The RV type: There are three distinct RV types, which are needed when insuring an RV. They are:

    1. Class A RVs: These are the largest of the three vehicles ranging from 70-75 feet in length, 20,000-40,000lbs in weight, and facilities to accommodate a family of 8 people. It is drivable.

    2. Class B RVs: These are the smallest of the three vehicles, mostly a converted cargo van with dimensions of 17-19 Ft in length, 6,000-9,000lbs in weight, and accommodating four people. It is drivable.

    3. Class C RVs: These are the medium size of the three with length 20-31Ft, 10,000-12,000 lbs in weight, and accommodate a family of 6. It is non-drivable.

Conclusion

Vehicles like an RV primarily used for journeys, living, and tours require insurance to protect the vehicle from theft, vandalism, accidents, and other damages. Luckily, tips for this have been highlighted in this article. If you’ve yet to purchase a motorhome but are looking to do so in the near future, speak to a trusted RV distributor such as Elite RV.

Holidays & Travel

Why Personalised Ornaments Make the Perfect Christmas Gift

In a season brimming with sentiment and tradition, gift-giving is one of the most cherished ways to show we care. And while store-bought items can be thoughtful, there’s something especially...

Slowing Down in Nature: My Experience on Orchid Classic Cruise in Lan Ha Bay

Why Orchid Classic is a Top Choice for Lan Ha Bay Lan Ha Bay, a hidden gem adjacent to the more famous Ha Long Bay, offers travelers a quieter and more...

How to Reduce Turbo Lag with an Upgraded Mazda BT-50 Exhaust System

Are you struggling with turbo lag affecting your driving experience?  Did you know upgrading your Mazda BT-50 exhaust system could be the key to unlocking smoother acceleration and enhanced vehicle performance? Exhaust...

Surprise Party Ideas That Will Leave Your Guests Speechless

Throwing a surprise party is one of the most exciting ways to celebrate a special occasion. The thrill of keeping it a secret combined with the joy of watching the...

The Most Scenic Sailing Destinations in Australia and New Zealand

Australia and New Zealand are home to some of the world’s most breathtaking sailing destinations. With vast coastlines, pristine waters, and diverse landscapes, these countries offer incredible opportunities for sailors...

A Guide to Finding Caravans for Sale for Your Australian Road Trip

From the rugged Outback to stunning coastal drives, there's no better way to explore Australia than in a home on wheels. If you're considering joining the caravan community, you're likely...

Must-Have Outdoor Gear for Your Next Trip

 Introduction Getting ready for your next outdoor adventure but not sure what gear makes the cut? Selecting quality equipment optimized for the conditions helps ensure fun and safety during backcountry trips...

5 Innovative Caravan Accessories to Enhance Your Travel Experience

Caravanning offers a unique and liberating way to explore the world around us. Whether you're a seasoned traveler or embarking on your first adventure, having the right accessories can significantly...

Conventional Tent or Roof Top Tent? Which Is Better for Camping in Australia?

For camping in Australia, it depends on factors like terrain and climate. A roof top tent is sturdy in rugged areas and elevates you above ground risks. In flat places like parks...

Fashion & Beauty

The Best Nail Art for Short Nails

Short nails often get overlooked in the world of nail art, but they’re actually the perfect canvas for stylish, sophisticated designs. Whether you prefer bold patterns, minimalist details or soft...

Davines Sustainable Haircare: Revolutionizing Eco-Friendly Beauty Solutions

Davines is a well-known brand in the world of haircare, known for its high-quality products that deliver exceptional results. Its commitment to sustainability and unique haircare philosophy sets Davines apart...

High Visibility Work Shirts: A Must-Have for Workplace Safety

Workplace safety is a necessity. Workers from construction sites to manufacturing units should be visible for their well-being and they have it by wearing high visibility work shirts. Yes, when...

Polo Shirts: Wardrobe Essential for All

Polo shirts have started the journey as sportswear. But now, these are regarded as the best workwear. Also, people love to wear them for personal gatherings and more. These are...

Biz Collection Workwear: Premium Uniforms for Australian Professionals

In this modern era, the presentation of the team matters the most in the growth of companies. The professional appearance attracts clients’ attention and doing the deal becomes easy. The...

Functional and Fashionable: The Rise of Ladies Workwear in Australia

A perfect change in the Australian workforce has been happening in recent days. Women are contributing a lot in the male-dominated workplaces. They are doing excellent there. So, the Australian...